Some of us have never had an accident and never will.
The sad truth, though, is that you may have an accident EVEN IF YOU ARE DOING EVERYTHING RIGHT!
The video link under "More Information" has some very good information on how to protect yourself financially and otherwise after an accident. Some of that includes protecting yourself with insurance before anything happens, and some gives you specific actions you need to take after the fact, gathering information, pictures, whatever you need.
I found the video very enlightening. I hope you will too.
Starting the week of 9/15 the start times for the Tuesday and Thursday Westside and NE/NW loop rides will all push back an hour. The west side ride will start at 9:15 AM while the NE/NW loop rides will start at 9:00 AM. The rides will meet at the Alameda Open Space at 10:00.
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Member, League of American Bicyclists